With flat to shrinking loan demand, regulatory assaults on non-interest income and declining mortgage banking volumes, running a bank feels a bit like flying a balloon with a leak in it.[Read more]
While branches aren’t going anywhere soon, their overall cost, role and positioning will remain a significant strategic issue as bankers watch Borders and Blockbuster stores shutter their doors around us. [Read more]
The worst thing a good ALM committee could do right now is to believe that any of the conventional wisdom has any wisdom about what’s ahead. [Read more]